Credit union · NCUA insured
Instep Credit Union Credit Card Rates
Top CarrotInstep Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Instep Credit Union’s credit card rates compare
Compared with banks and credit unions near New Orleans, LA, where Instep Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Instep Credit Union
8.90%APR
- Up to
- —
Visa Platinum
Lowest rate
Post Office Employees Credit Union
6.90%APR
- Up to
- 19.90% APR
2nd-lowest rate
EPIC Federal Credit Union
6.99%APR
- Up to
- 18.00% APR
Instep Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Instep Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | — |
Visa Platinum
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | — |
Visa Secured
Requires a $100 security deposit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | Requires a $100 security deposit. |
Who can join Instep Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.