Credit union · NCUA insured
InRoads Credit Union Savings Rates
InRoads Credit Union’s best savings rate is 0.25% APY on $10,000, with its Soar Money Market Account. Rates checked October 22, 2026.
How InRoads Credit Union’s savings rates compare
Compared with banks and credit unions near Portland, OR-WA, where InRoads Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
InRoads Credit Union
0.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $25
Soar Money Market Account
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
InRoads Credit Union savings score
73
Savings score
Higher than 33% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where InRoads Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Soar Money Market Account
0.25%APY
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $10,000Unknown to open | 0.25% | Unknown | $25 | |
| $10,001 – $25,000Unknown to open | 0.50% | Unknown | — | |
| $25,001 – $50,000Unknown to open | 0.75% | Unknown | — | |
| $50,001 – $100,000Unknown to open | 1.00% | Unknown | — | |
| $100,001 – $250,000Unknown to open | 1.25% | Unknown | — | |
| $250,001 – $500,000Unknown to open | 2.00% | Unknown | — | |
| $500,001 and upMinimum balance to obtain the stated APY is $500,001. Minimum to open account is $5,000. · $5,000 to open | 2.50% | $5,000 | — | Minimum balance to obtain the stated APY is $500,001. Minimum to open account is $5,000. |
Sources (3)
- inroadscu.org
- inroadscu.org/personal/account…rewards-checking-account
- inroadscu.org/personal/account…oar-money-market-account
All captured Sep 25, 2026
Who can join InRoads Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.