Credit union · NCUA insured
IBEW Local 146 Credit Union Auto Loan Rates
IBEW Local 146 Credit Union auto loans start at 4.75% APR for a new vehicle and 4.75% for a used one. Rates checked October 16, 2026.
How IBEW Local 146 Credit Union’s auto loan rates compare
Compared with banks and credit unions near Decatur, IL, where IBEW Local 146 Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
IBEW Local 146 Credit Union
4.75%APR
- Terms
- —
New Autos
Lowest rate
United Equity Credit Union
4.50%APR
- Terms
- up to 60 months
2nd-lowest rate
Staley Credit Union
4.50%APR
- Terms
- up to 60 months
IBEW Local 146 Credit Union auto loan score
87
Auto loan score
Higher than 76% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed4.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where IBEW Local 146 Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycles, ATVs
As low as interest rate. Actual rates vary depending on loan term, year of collateral, credit score, ability to repay, and applicant credit history. Subject to credit check and credit approval. Rates determined by Board of Directors and subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.75% | As low as rate. Actual rate and term will reflect individual circumstances, loan term, year of collateral, and credit history. Subject to credit check and approval. |
New Autos
As low as interest rate. Actual rates vary depending on loan term, year of collateral, credit score, ability to repay, and applicant credit history. Subject to credit check and credit approval. Rates determined by Board of Directors and subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.75% | As low as rate. Actual rate and term will reflect individual circumstances, loan term, year of collateral, and credit history. Subject to credit check and approval. |
Used Autos
As low as interest rate. Actual rates vary depending on loan term, year of collateral, credit score, ability to repay, and applicant credit history. Subject to credit check and credit approval. Rates determined by Board of Directors and subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.75% | As low as rate. Actual rate and term will reflect individual circumstances, loan term, year of collateral, and credit history. Subject to credit check and approval. |
Who can join IBEW Local 146 Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to members of the IBEW Local 146.
Family and household
- Membership is open to immediate family members of IBEW Local 146 members, limited to the spouse and children (by blood, marriage, or adoption).
Membership information collected October 5, 2026.