Credit union · NCUA insured
Hughes Federal Credit Union Auto Loan Rates
Hughes Federal Credit Union auto loans start at 5.95% APR for a new vehicle and 5.95% for a used one. Rates checked October 22, 2026.
How Hughes Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Tucson, AZ, where Hughes Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Hughes Federal Credit Union
5.95%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- None included
Auto Loans
Lowest rate
OneAZ Credit Union
5.15%APR
- Terms
- up to 60 months
- Up to
- 18.00% APR
- Discount
- Included in the rate
2nd-lowest rate
First Credit Union
5.24%APR
- Terms
- up to 63 months
- Up to
- —
- Discount
- None included
Hughes Federal Credit Union auto loan score
67
Auto loan score
Higher than 20% of U.S. banks and credit unions
- New vehicleNew5.95%
- Used vehicleUsed5.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Hughes Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.95% | Financing for new and used vehicles (car & truck) or refinancing. Terms up to 7 years (84 months). Advertised 'as low as' rate assumes excellent borrower credit history. Lowest rate shown is for well-qualified borrowers. Full coverage insurance required with comprehensive and collision deductibles of $1,000 or less. No prepayment penalties. |
Sources (1)
- hughesfcu.org/products/detail/auto-loans · captured Oct 3, 2026
Vehicle Loan Refinancing
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.95% | Refinancing for vehicle loans (car & truck, new & used). Terms up to 7 years (84 months). Advertised 'as low as' rate assumes excellent borrower credit history. Lowest rate shown is for well-qualified borrowers. Full coverage insurance required with comprehensive and collision deductibles of $1,000 or less. |
Sources (1)
- hughesfcu.org/products/detail/refinance-auto-loans · captured Oct 3, 2026
Who can join Hughes Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.