Credit union · NCUA insured
Hopewell Federal Credit Union Savings Rates
Hopewell Federal Credit Union’s best savings rate is 0.95% APY on $10,000, with its Money Market Share Account. Rates checked October 16, 2026.
How Hopewell Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Columbus, OH, where Hopewell Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Hopewell Federal Credit Union
0.95%APY
- Minimum
- —
- Earns on $10,000 a year
- $95
Money Market Share Account
Top rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
2nd-highest rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Hopewell Federal Credit Union savings score
85
Savings score
Higher than 70% of U.S. banks and credit unions
- $1,000 balance$1,0000.80%
- $10,000 balance$10,0000.95%
- $100,000 balance$100,0002.27%
- QualifiedQualified0.95%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hopewell Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Share Account
0.95%APY
Rates accurate as of October 2026. APY based on Monthly compounding for one year. Rates subject to change without notice.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,499 | 0.80% | — |
| $2,500 – $9,999 | 0.90% | — |
| $10,000 – $24,999 | 0.95% | $95 |
| $25,000 – $49,999 | 1.51% | — |
| $50,000 – $99,999 | 2.02% | — |
| $100,000 and up | 2.27% | — |
Sources (1)
- hopewellfcu.org/rates · captured Oct 6, 2026
Shares
0.05%APY
Membership share account representing partial ownership of the credit union. Membership eligibility requires living, working, worshiping, or attending school in Licking, Franklin, or Delaware County. Opening balance is $25.00, which must be maintained at all times. Balance of $50.00 required to begin earning dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upDividends earned when balance is at least $50.00.$50 and up | 0.05% | $5 | Dividends earned when balance is at least $50.00. |
Special-purpose accounts
Christmas Club Accounts
0.05%APY
Funds release on October 15.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Club IRA
0.05%APY
Must be a member of Hopewell Federal Credit Union.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Health Savings Account (HSA)
0.05%APY on $10,000
Available to individuals enrolled in a high-deductible health plan (HDHP). Requires membership in Hopewell Federal Credit Union and maintaining one $25.00 membership share in a Savings account. Variable rate tiered account where dividends are paid only on the portion of average daily balance within each tier.
| Part of the balance | Rate on that part |
|---|---|
| Up to $1,000 | 0.50% |
On $10,000 the tiers blend to about 0.05% APY, earning $5 a year.
Who can join Hopewell Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Licking, Franklin, and Delaware Counties is eligible for membership.
Membership information collected October 5, 2026.