Credit union · NCUA insured
Honeywell Philadelphia Division FCU Auto Loan Rates
Honeywell Philadelphia Division FCU auto loans start at 5.49% APR for a new vehicle and 5.99% for a used one. Rates checked October 16, 2026.
How Honeywell Philadelphia Division FCU’s auto loan rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Honeywell Philadelphia Division FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Honeywell Philadelphia Division FCU
5.49%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
New Autos
Lowest rate
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
Honeywell Philadelphia Division FCU auto loan score
69
Auto loan score
Higher than 24% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Honeywell Philadelphia Division FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Autos
Up to 110% of Value. Simple interest, no application fee, no penalty for early repayment.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | 3 Year Payback. Up to 110% of Value. |
| up to 48 months | 5.25% | 4 Year Payback. Up to 110% of Value. |
| up to 60 months | 5.49% | 5 Year Payback. Up to 110% of Value. |
| up to 72 months | 5.99% | 6 Year Payback. Up to 110% of Value. |
| up to 84 months | 6.25% | 7 Year Payback. Up to 110% of Value. |
Used Autos
Up to 90% of Value (NADA). Simple interest, no application fee, no penalty for early repayment.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.99% | Up to (2) Years Old - 6 Year Payback. Up to 90% of Value (NADA). |
| up to 72 months | 6.50% | Up to 3 to 8 Years Old - 6 Year Payback. Up to 90% of Value (NADA). |
Who can join Honeywell Philadelphia Division FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals affiliated with Asplundh Tree Expert Co in Willow Grove, PA are eligible for membership.
- Individuals affiliated with GE Partnership Marketing Group in Fort Washington, PA are eligible for membership.
- Employees or affiliates of Honeywell, Inc. in Fort Washington, PA are eligible to join.
- Individuals affiliated with Kulicke and Soffa Industries, Inc in Fort Washington, PA are eligible for membership.
- Individuals affiliated with Metro PCS in Fort Washington, PA are eligible for membership.
- Individuals affiliated with Montgomery Newspaper in Ft. Washington, PA are eligible for membership.
9 more ways to join
Employers and groups
- Individuals affiliated with Omnicare Clinical Research in King of Prussia, PA are eligible for membership.
- Individuals affiliated with Proxus in Fort Washington, PA are eligible for membership.
- Individuals affiliated with Robin, Kramer and Green, LLP in Fort Washington, PA are eligible for membership.
- Individuals affiliated with RPS ReSearch Pharmaceutical Services, Inc. are eligible for membership.
- Individuals affiliated with Selas Fluid Processing Corp in Bluebell, PA are eligible for membership.
- Individuals affiliated with T-Thermal in Conshohocken, PA are eligible for membership.
- Individuals affiliated with Transworld Systems, Inc in Fort Washington, PA are eligible for membership.
Military, government and schools
- Individuals affiliated with the Borough of Ambler are eligible for membership.
Family and household
- Family and household members of eligible members—including spouses, children, step-children, parents, siblings, grandparents, grandchildren, foster parents, other cohabitating relatives, and cohabitating significant others—are eligible to join.
Cost to join
- Membership requires opening a share (savings) account with a deposit of at least $50.
Membership information collected October 5, 2026.