Bank · FDIC insured
HomeTown Bank Savings Rates
A $691.9M bank headquartered in Carver, MN, with 11 branches in Minnesota.
How HomeTown Bank’s savings rates compare
Compared with banks and credit unions in Minnesota, where HomeTown Bank has the most branches. $10,000, best rate first.
This bank’s best
HomeTown Bank
0.15%APY
- Requires
- Conditions apply
- Minimum
- $1,000.01
- Earns on $10,000 a year
- $15
Star Savers
Top rate
Mid Minnesota Federal Credit Union
5.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
VisionBank
3.76%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $376
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Star Savers
0.15%APY
Designed for ages 0-17. Interest paid quarterly. No minimum balance requirements and no monthly service fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Ages 0-17. Interest paid quarterly. Rates subject to change at any time. | 3.50% | — | Ages 0-17. Interest paid quarterly. Rates subject to change at any time. |
| Over $1,000Ages 0-17. Interest paid quarterly. Rates subject to change at any time. | 0.15% | $15 | Ages 0-17. Interest paid quarterly. Rates subject to change at any time. |
Sources (3)
- myht.bank/personal-banking
- myht.bank/personal-banking/star-savers-contact-us
- myht.bank/personal-banking/star-savers
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.