Bank · FDIC insured
HomeTown Bank
A $691.9M bank headquartered in Carver, MN, with 11 branches in Minnesota.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Savings: only special-purpose accounts (IRA, youth) are published. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings—3.50%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About HomeTown Bank
Founded in 1924, HomeTown Bank is a community bank operating 11 locations across Minnesota communities including Carver, Jordan, Le Sueur, Shakopee, St. Peter, and Waconia.
- Headquarters
- 1600 Monroe Drive, Carver, MN 55315
- FDIC certificate
- 31028 ↗
Branches
11 branches in Minnesota
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Minnesota
11 branches
Carver area · 1
- HomeTown BankMain office1600 Monroe Drive, Carver, MN 55315Directions
Cleveland area · 1
- Cleveland Branch326 Broadway St, Cleveland, MN 56017Directions
Henderson area · 1
- Henderson Branch409 Main St, Henderson, MN 56044Directions
Jordan area · 1
- Jordan Branch101 Creek Ln S, Jordan, MN 55352Directions
Le Sueur area · 1
- Le Sueur Branch309 N Main St, Le Sueur, MN 56058Directions
Olivia area · 1
- 1115 West Lincoln Branch1115 W Lincoln Ave, Olivia, MN 56277Directions
Redwood Falls area · 1
- Redwood Falls Branch1000 E Cook St, Redwood Falls, MN 56283Directions
Shakopee area · 1
- Vierling Drive West Office Branch950 Vierling Dr W, Shakopee, MN 55379Directions
St. Peter area · 1
- St. Peter Branch102 S 3rd St, St. Peter, MN 56082Directions
Victoria area · 1
- Victoria Branch1750 Tower Blvd, Victoria, MN 55386Directions
Waconia area · 1
- Waconia Branch641 Marketplace Dr, Waconia, MN 55387Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.28% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.37% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.85% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $83 | $81 | — |
- CapitalLeverage ratio8.28%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.37%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.85%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$83Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of HomeTown Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.