Credit union · NCUA insured
Holyoke Community Federal Credit Union Auto Loan Rates
Holyoke Community Federal Credit Union auto loans start at 5.50% APR for a new vehicle and 5.50% for a used one. Rates checked October 22, 2026.
How Holyoke Community Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions in Colorado, where Holyoke Community Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Holyoke Community Federal Credit Union
5.50%APR
- Terms
- up to 84 months
- Up to
- —
Auto Loan
Lowest rate
San Juan Mountains CU
4.25%APR
- Terms
- up to 60 months
- Up to
- 16.00% APR
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
Holyoke Community Federal Credit Union auto loan score
72
Auto loan score
Higher than 32% of U.S. banks and credit unions
- New vehicleNew5.50%
- Used vehicleUsed5.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Holyoke Community Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Membership eligibility applies (territory of Holyoke, Colorado and Chase County, Nebraska; requires two forms of ID and $25.00 membership fee). APR rate adjusts with term. Rate is determined by underwriting guidelines including credit score and term.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.50% | Model Year: New. Maximum term up to 84 months. APR rate adjusts with term. Rate determined by underwriting guidelines including credit score. |
| up to 60 months | 5.50% | Model Year: 2022 - 2025. Maximum term up to 60 months. APR rate adjusts with term. Rate determined by underwriting guidelines including credit score. |
| up to 48 months | 5.50% | Model Year: 2019 - 2021. Maximum term up to 48 months. APR rate adjusts with term. Rate determined by underwriting guidelines including credit score. |
| up to 36 months | 5.50% | Model Year: 2018 - Older. Maximum term up to 36 months. APR rate adjusts with term. Rate determined by underwriting guidelines including credit score. |
Who can join Holyoke Community Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.