Credit union · NCUA insured
Holy Family Parma Federal Credit Union Auto Loan Rates
Holy Family Parma Federal Credit Union auto loans start at 5.50% APR for a new vehicle and 5.50% for a used one. Rates checked October 16, 2026.
How Holy Family Parma Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Cleveland, OH, where Holy Family Parma Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Holy Family Parma Federal Credit Union
5.50%APR
- Terms
- up to 60 months
- Up to
- 7.50% APR
New Cars & Used Cars (2026 – 2025, 2024)
Lowest rate
Steel Valley Federal Credit Union
3.99%APR
- Terms
- —
- Up to
- 10.99% APR
2nd-lowest rate
Lakeview Federal Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
Holy Family Parma Federal Credit Union auto loan score
72
Auto loan score
Higher than 32% of U.S. banks and credit unions
- New vehicleNew5.50%
- Used vehicleUsed5.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Holy Family Parma Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Cars & Used Cars (2026 – 2025, 2024)
Maximum new car loan will be 100% of the purchase price not including tax. Must have a Beacon Score of 625 to qualify for loans. Used cars will be given average trade in value in NADA book. $100.00 Charge for collateralized loans cancelled within 90 days of disbursement. All loans must have a Share Balance of $100.00. No salvage car titles accepted as collateral.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.50%–6.50% | Beacon Score 625 to 725+; rate varies by Beacon Score (725+: 4.50%, 675-724: 5.50%, 625-674: 6.50%) |
| up to 48 months | 4.50%–6.50% | Beacon Score 625 to 725+; rate varies by Beacon Score (725+: 4.50%, 675-724: 5.50%, 625-674: 6.50%) |
| up to 60 months | 5.50%–7.50% | Beacon Score 625 to 725+; rate varies by Beacon Score (725+: 5.50%, 675-724: 6.50%, 625-674: 7.50%) |
| up to 72 months | 5.75%–7.75% | Beacon Score 625 to 725+; rate varies by Beacon Score (725+: 5.75%, 675-724: 6.75%, 625-674: 7.75%) |
Sources (1)
- holyfamilycreditunion.com/rates · captured Oct 16, 2026
Used Cars (Model Years 2017 & Older)
Must have a Beacon Score of 625 to qualify for loans. Used cars will be given average trade in value in NADA book. $100.00 Charge for collateralized loans cancelled within 90 days of disbursement. All loans must have a Share Balance of $100.00. No salvage car titles accepted as collateral.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 9.00%–11.00% | Beacon Score 625 to 725+; rate varies by Beacon Score (725+: 9.00%, 675-724: 10.00%, 625-674: 11.00%) |
Sources (1)
- holyfamilycreditunion.com/rates · captured Oct 16, 2026
Used Cars (Model Years 2020-2018)
Must have a Beacon Score of 625 to qualify for loans. Used cars will be given average trade in value in NADA book. $100.00 Charge for collateralized loans cancelled within 90 days of disbursement. All loans must have a Share Balance of $100.00. No salvage car titles accepted as collateral.
| Terms | APR | Conditions |
|---|---|---|
| 36–48 months | 5.75%–8.25% | Beacon Score 625 to 725+; rate varies by Beacon Score (725+: 5.75%, 675-724: 6.75%, 625-674: 8.25%) |
| up to 60 months | 6.25%–8.75% | Beacon Score 625 to 725+; rate varies by Beacon Score (725+: 6.25%, 675-724: 7.25%, 625-674: 8.75%) |
Sources (1)
- holyfamilycreditunion.com/rates · captured Oct 16, 2026
Used Cars (Model Years 2023-2021)
Must have a Beacon Score of 625 to qualify for loans. Used cars will be given average trade in value in NADA book. $100.00 Charge for collateralized loans cancelled within 90 days of disbursement. All loans must have a Share Balance of $100.00. No salvage car titles accepted as collateral.
| Terms | APR | Conditions |
|---|---|---|
| 36–48 months | 5.00%–7.00% | Beacon Score 625 to 725+; rate varies by Beacon Score (725+: 5.00%, 675-724: 6.00%, 625-674: 7.00%) |
| up to 60 months | 5.50%–8.00% | Beacon Score 625 to 725+; rate varies by Beacon Score (725+: 5.50%, 675-724: 6.50%, 625-674: 8.00%) |
Sources (1)
- holyfamilycreditunion.com/rates · captured Oct 16, 2026
Who can join Holy Family Parma Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to all members of Holy Family and St. Bartholomew Parishes.
Family and household
- Eligible family, household members, and friends of a member (spouse, dependent children, adult children, parents, siblings, grandchildren, friends, and those residing in the member's home) are eligible to join.
Cost to join
- Requires a driver's license and a $5 minimum deposit to open an account.
Membership information collected October 5, 2026.