Credit union · NCUA insured
Holley Credit Union Credit Card Rates
Holley Credit Union credit cards start at 13.50% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Holley Credit Union’s credit card rates compare
Compared with banks and credit unions near Paris, TN, where Holley Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Holley Credit Union
13.50%APR
- Annual fee
- None
Visa Credit Card
2nd-lowest rate
Regions Bank
26.74%APR
- Annual fee
- $29
Holley Credit Union credit card score
65
Credit card score
Higher than 14% of U.S. banks and credit unions
- Purchase APRPurchase APR13.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Holley Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Credit line up to $5,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00% | None | Variable Rate. Wall Street Journal Prime plus 6.5%. Minimum rate 12% APR. Credit line up to $5,000. |
Sources (1)
- holleycreditunion.org/loans.htm · captured Oct 7, 2026
Who can join Holley Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Retirees residing in Henry, Carroll, Stewart, or Weakley Counties are eligible for membership.
Employers and groups
- Employees and members of the Henry County Historical Society are eligible for membership.
- Employees of any industry or employee group in Henry, Carroll, Stewart, or Weakley Counties not served by a credit union are eligible for membership.
Military, government and schools
- All city and county workers in Henry, Carroll, Stewart, or Weakley Counties are eligible for membership.
Family and household
- Immediate family members of eligible individuals qualify for membership, regardless of whether they reside in the same household.
Membership information collected October 5, 2026.