Bank · FDIC insured
Hills Bank Credit Card Rates
Hills Bank credit card rates start at 12.00% APR. Rates checked October 16, 2026.
How Hills Bank’s credit card rates compare
Compared with banks and credit unions near Iowa City, IA, where Hills Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Hills Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Corda Credit Union
9.90%APR
- Up to
- 18.90% APR
2nd-lowest rate
Nicolet National Bank
11.90%APR
- Up to
- 23.90% APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Platinum Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00%–16.00% | None | APR based on creditworthiness; variable with the market based on the Prime Rate. |
Sources (1)
- hillsbank.com/personal/credit-cards · captured Oct 5, 2026
Visa® Platinum Rewards Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.00%–18.00% | $15 | APR based on creditworthiness; variable with the market based on the Prime Rate. |
Sources (1)
- hillsbank.com/personal/credit-cards · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.