Credit union · NCUA insured
Heart O' Texas Federal Credit Union Savings Rates
A $54.6M credit union headquartered in Waco, TX, with 4,434 members and 3 branches in Texas.
How Heart O' Texas Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Waco, TX, where Heart O' Texas Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Heart O' Texas Federal Credit Union
0.10%APY
- Requires
- None
- Minimum
- $200
- Earns on $10,000 a year
- $10
Share Savings and Escrow Accounts
Top rate
Texell Credit Union
3.50%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $350
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings and Escrow Accounts
0.10%APY
Dividends compounded quarterly. Other fees and restrictions may apply. $25 minimum balance required. ATM Card available for $1.95 monthly fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upMinimum $200 balance to earn dividends.$200 and up | 0.10% | $10 | Minimum $200 balance to earn dividends. |
Special-purpose accounts
Christmas Club Account
0.10%APY
Non-transaction account. $25 minimum monthly deposits required. Dividends compounded quarterly. Other fees and restrictions may apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upMinimum $200 balance to earn dividends.$200 and up | 0.10% | $10 | Minimum $200 balance to earn dividends. |
IRA Share Savings Accounts
0.10%APY
Available as Traditional or Roth IRA. Dividends compounded quarterly. Other fees and restrictions may apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upMinimum $200 balance to earn dividends.$200 and up | 0.10% | $10 | Minimum $200 balance to earn dividends. |
Junior Executive Savings Account
0.10%APY
Must be 0 – 17 years of age. $5 minimum balance required. 3 withdrawals permitted per month. Dividends compounded quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum $25 balance to earn dividends.$25 and up | 0.10% | $10 | Minimum $25 balance to earn dividends. |
Who can join Heart O' Texas Federal Credit Union
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