Credit union · NCUA insured
HealthShare Credit Union Auto Loan Rates
Top CarrotHealthShare Credit Union auto loans start at 4.62% APR for a new vehicle and 4.62% for a used one. Rates checked October 22, 2026.
How HealthShare Credit Union’s auto loan rates compare
Compared with banks and credit unions near Greensboro, NC, where HealthShare Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
HealthShare Credit Union
4.62%APR
- Terms
- up to 60 months
- Up to
- —
Auto - 2022 & Newer
Lowest rate
Nova Credit Union
3.95%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
Members Credit Union
3.99%APR
- Terms
- 6–84 months
- Up to
- 8.75% APR
HealthShare Credit Union auto loan score
88
Auto loan score
Higher than 85% of U.S. banks and credit unions
- New vehicleNew4.62%
- Used vehicleUsed4.62%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where HealthShare Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto - 2021 & Older
Rates based on Credit Score and term. Exact rate quoted at time of approval. Rates and terms are subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.62% | Rates based on Credit Score and term. Exact rate quoted at time of approval. |
| up to 72 months | 5.87% | Rates based on Credit Score and term. Exact rate quoted at time of approval. |
| up to 84 months | 6.12% | Rates based on Credit Score and term. Exact rate quoted at time of approval. |
Sources (1)
- healthsharecu.org/index.php/loans/auto-loans · captured Oct 7, 2026
Auto - 2022 & Newer
Rates based on Credit Score and term. Exact rate quoted at time of approval. Rates and terms are subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.62% | Rates based on Credit Score and term. Exact rate quoted at time of approval. |
| up to 72 months | 5.12% | Rates based on Credit Score and term. Exact rate quoted at time of approval. |
| up to 84 months | 5.37% | Rates based on Credit Score and term. Exact rate quoted at time of approval. |
Sources (1)
- healthsharecu.org/index.php/loans/auto-loans · captured Oct 7, 2026
Who can join HealthShare Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- All health care workers in Guilford County are eligible for membership.
Employers and groups
- Employees of Moses Cone Hospital, Cone Health System, and its affiliates and associated companies are eligible for membership.
Family and household
- Immediate family members of eligible employee, affiliate, and health care worker groups are eligible for membership.
Cost to join
- Members must keep their account open with the required minimum balance to maintain membership.
Membership information collected October 4, 2026.