Credit union · NCUA insured
Healthcare Plus Federal Credit Union Credit Card Rates
Healthcare Plus Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Healthcare Plus Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Aberdeen, SD, where Healthcare Plus Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Healthcare Plus Federal Credit Union
9.90%APR
- Up to
- —
Platinum VISA
Lowest rate
Dakotaland Federal Credit Union
9.90%APR
- Up to
- 17.90% APR
3rd-lowest rate
Wells Fargo
17.74%APR
- Up to
- 28.49% APR
Healthcare Plus Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Healthcare Plus Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic VISA
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | — |
Platinum VISA
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | — |
Who can join Healthcare Plus Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, attend school, own property, or own a business in 22 designated counties in Northeast South Dakota and Southeast North Dakota.
Family and household
- Membership is open to immediate family members of current Healthcare Plus Federal Credit Union members.
Membership information collected October 4, 2026.