Credit union · NCUA insured
Hawaiian Electric Employees FCU Credit Card Rates
Hawaiian Electric Employees FCU credit cards start at 10.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Hawaiian Electric Employees FCU’s credit card rates compare
Compared with banks and credit unions near Urban Honolulu, HI, where Hawaiian Electric Employees FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Hawaiian Electric Employees FCU
10.00%APR
Visa Platinum
Lowest rate
Hawaii Schools FCU
7.90%APR
2nd-lowest rate
Hawaiian Financial Federal Credit Union
8.90%APR
Hawaiian Electric Employees FCU credit card score
81
Credit card score
Higher than 57% of U.S. banks and credit unions
- Purchase APRPurchase APR10.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Hawaiian Electric Employees FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.00% | None | Maximum credit limit $5,000.00. Rate based on creditworthiness and term of loan. No balance transfer fees, cash advance fees, or foreign transaction fees. |
Sources (3)
All captured Oct 7, 2026
Visa Platinum
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.00% | None | Maximum credit limit $5,000.00 - $10,000.00. Rate based on creditworthiness and term of loan. No balance transfer fees, cash advance fees, or foreign transaction fees. |
Sources (3)
All captured Oct 7, 2026
Visa Share Secured
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.00% | None | Maximum credit limit $5,000.00. Rate based on creditworthiness and term of loan. No balance transfer fees, cash advance fees, or foreign transaction fees. |
Who can join Hawaiian Electric Employees FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Active and retired employees of Hawaiian Electric Company (HECO) are eligible for membership.
- Active and retired employees of Hawaiian Electric Industries (HEI) are eligible for membership.
- Active and retired members and employees of IBEW Local 1260 are eligible for membership.
- Active and retired employees of Maui Electric Company Limited (MECO) are eligible for membership.
- Active and retired Hawaiian Electric Employees Federal Credit Union staff are eligible for membership.
Family and household
- Immediate family and household members of active and retired employees and members of qualifying sponsor organizations are eligible for membership.
Membership information collected October 4, 2026.