Bank · FDIC insured
Harvard State Bank Savings Rates
A $331.5M bank headquartered in Harvard, IL, with 5 branches in Illinois.
How Harvard State Bank’s savings rates compare
Compared with banks and credit unions in Illinois, where Harvard State Bank has the most branches. $10,000, best rate first.
This bank’s best
Harvard State Bank
0.50%APY
- Requires
- None
- Minimum
- $25,000
- Earns on $10,000 a year
- —
Special Money Market Account
Top rate
State Farm Federal Credit Union
4.08%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $408
2nd-highest rate
Dieterich Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $400
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special Money Market Account
0.50%APY
$25,000.00 minimum of new money deposit required. To avoid monthly maintenance fee, a balance of $25,000.00 is required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Default rate if balance falls below $25,000.00 anytime during the introductory period (within 6mos of the account open date). $25,000.00 minimum new money deposit required. To avoid monthly maintenance fee, a balance of $25,000.00 is required.Up to $25,000 | 0.50% | $50 | Default rate if balance falls below $25,000.00 anytime during the introductory period (within 6mos of the account open date). $25,000.00 minimum new money deposit required. To avoid monthly maintenance fee, a balance of $25,000.00 is required. |
Sources (1)
- webhsb.com/special-money-market-account · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.