Credit union · NCUA insured
Hanscom Federal Credit Union Credit Card Rates
Top CarrotHanscom Federal Credit Union credit cards start at 11.99% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Hanscom Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Boston, MA-NH, where Hanscom Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Hanscom Federal Credit Union
11.99%APR
- Up to
- —
Platinum Mastercard
Lowest rate
Albright Credit Union
7.99%APR
- Up to
- 17.99% APR
2nd-lowest rate
Beverly Municipal Federal Credit Union
7.99%APR
- Up to
- —
Hanscom Federal Credit Union credit card score
72
Credit card score
Higher than 32% of U.S. banks and credit unions
- Purchase APRPurchase APR11.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Hanscom Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
CASH + REWARDS World Mastercard
Rates are variable and based on an evaluation of credit history. APR will vary with the market based on the Prime Rate and creditworthiness. Minimum payment is 2.5% of the outstanding balance or $15.00, whichever is greater.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.74% | None | Variable APR based on Prime Rate and creditworthiness. Rates shown are the lowest possible rates currently offered; other rates available based on credit evaluation. Minimum payment is 2.5% of outstanding balance or $15.00, whichever is greater. |
Sources (2)
- hfcu.org/borrow/credit-cards/c…ds-world-mastercard.html
- hfcu.org/borrow/credit-cards/c…d-balance-transfers.html
All captured Oct 15, 2026
Platinum Mastercard
Minimum payment is 2.5% of the outstanding balance or $15.00, whichever is greater. Rates shown are the lowest possible rates currently offered; other rates are available based on credit profile and loan terms.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.99% | None | Rates shown are lowest possible rates currently offered; other rates available based on credit profile and loan terms. Minimum payment is 2.5% of outstanding balance or $15.00, whichever is greater. Same low rate for purchases, balance transfers, and cash advances. |
Sources (2)
- hfcu.org/borrow/credit-cards/c…d-balance-transfers.html
- hfcu.org/borrow/credit-cards/platinum-mastercard.html
All captured Oct 15, 2026
Platinum Secured Mastercard
Minimum payment is 2.5% of the outstanding balance or $15.00, whichever is greater. Rates shown are the lowest possible rates currently offered; other rates are available based on credit profile and loan terms. Borrow up to 90% of savings held in a pledged Secured (savings) Account.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.99% | None | Rates shown are lowest possible rates currently offered; other rates available based on credit profile and loan terms. Minimum payment is 2.5% of outstanding balance or $15.00, whichever is greater. Borrow up to 90% of savings held in a pledged Secured (savings) Account. |
Sources (2)
- hfcu.org/borrow/credit-cards/c…d-balance-transfers.html
- hfcu.org/borrow/credit-cards/p…-secured-mastercard.html
All captured Oct 15, 2026
Who can join Hanscom Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available to employees, volunteers, and retirees of companies offering Hanscom FCU as a benefit.
- Membership is available to members of Hanscom FCU partner organizations.
Military, government and schools
- Membership is open to active or retired employees of the federal government in Massachusetts.
- Membership is open to active duty or retired military personnel.
Family and household
- Membership is open to individuals who have an immediate family member who is a current member.
Other ways
- Existing members may open additional accounts.
Membership information collected October 5, 2026.