Bank · FDIC insured
Gulf Coast Business Bank Savings Rates
Top CarrotGulf Coast Business Bank’s best savings rate is 2.89% APY on $10,000, with its Personal Money Market. Rates checked October 15, 2026.
How Gulf Coast Business Bank’s savings rates compare
Compared with banks and credit unions near Cape Coral, FL, where Gulf Coast Business Bank has the most branches. $10,000, best rate first.
This bank’s best
Gulf Coast Business Bank
2.89%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $289
Personal Money Market
Top rate
EverBank
4.20%APY
- Minimum
- $0
- Earns on $10,000 a year
- $420
2nd-highest rate
Flagstar Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Gulf Coast Business Bank savings score
89
Savings score
Higher than 89% of U.S. banks and credit unions
- $10,000 balance$10,0002.89%
- $100,000 balance$100,0003.25%
- QualifiedQualified2.89%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Gulf Coast Business Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Money Market
2.89%APY
Monthly service fee of $15 is waived if you maintain a daily minimum balance of $2,500. No charge for up to 9 debit items; an Excessive Transaction Fee of $3 is charged for each debit item after 9 per statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $99,999 | 2.89% | $289 |
| $100,000 – $499,999 | 3.25% | — |
| $500,000 and up | 3.82% | — |
Sources (2)
All captured Sep 18, 2026
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