Credit union · NCUA insured
Greenville Federal Credit Union Auto Loan Rates
Greenville Federal Credit Union auto loans start at 4.74% APR for a new vehicle and 5.99% for a used one. Rates checked October 22, 2026.
How Greenville Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Greenville, SC, where Greenville Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Greenville Federal Credit Union
4.74%APR
- Terms
- up to 60 months
- Up to
- —
New Vehicle
Lowest rate
South Carolina State Credit Union
3.95%APR
- Terms
- up to 96 months
- Up to
- 15.49% APR
2nd-lowest rate
Greenville Heritage Federal Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
Greenville Federal Credit Union auto loan score
82
Auto loan score
Higher than 60% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Greenville Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle
Applies to new vehicles (defined as less than 2 years old and less than 30,000 miles). Pre-owned and refinanced vehicles meeting these criteria enjoy the same low rate. Rates determined by credit scores through Equifax, Inc. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.49% | As low as 4.49% APR for 36 months or less. Minimum loan amount $5,000. Monthly payment $29.74 per thousand borrowed. Rate floor 3.74%. Excludes current loans held by Greenville FCU. |
| up to 48 months | 4.74% | As low as 4.74% APR for 48 months or less. |
| up to 60 months | 4.74% | As low as 4.74% APR for 60 months or less. |
| up to 72 months | 5.74% | As low as 5.74% APR for 72 months or less. |
| up to 84 months | 6.24% | As low as 6.24% APR for 84 months or less. |
| up to 36 months | 1.99% | Fall promotional rate from 2014 for purchase or refinance of vehicles with less than 30,000 miles and less than two years old. 36-month loan at 1.99% APR with monthly payments of $28.64 per thousand borrowed. Rate floor is 1.74%. Excludes current loans held by Greenville Federal Credit Union. |
Sources (4)
- greenvillefcu.com
- greenvillefcu.com/personal/auto-loans
- greenvillefcu.com/rates-fees
- greenvillefcu.com/fall-for-our-lowest-rates
All captured Oct 4, 2026
Used Vehicle
A used vehicle is more than 2 years old or more than 30,000 miles. Rate determined using a combination of credit scores provided through Equifax, Inc. Also covers New Motorcycle on the rate schedule.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.74% | As low as 5.74% APR for 48 months or less. |
| up to 60 months | 5.99% | As low as 5.99% APR for 60 months or less. |
| up to 72 months | 6.49% | As low as 6.49% APR for 72 months or less. |
| up to 84 months | 7.74% | As low as 7.74% APR for 84 months or less. |
Sources (1)
- greenvillefcu.com/rates-fees · captured Oct 4, 2026
Who can join Greenville Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.