Credit union · NCUA insured
GreenState Credit Union Auto Loan Rates
GreenState Credit Union auto loans start at 5.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 5, 2026.
How GreenState Credit Union’s auto loan rates compare
Compared with banks and credit unions near Des Moines, IA, where GreenState Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
GreenState Credit Union
5.49%APR
- Terms
- 49–69 months
Auto Loans
Lowest rate
Midland Credit Union
4.10%APR
- Terms
- —
2nd-lowest rate
Collins Community Credit Union
4.14%APR
- Terms
- up to 60 months
GreenState Credit Union auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where GreenState Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Up to 100% financing. No payments for up to 60 days (interest accrues during 60 day no payment period). Must be a full time resident of Illinois, Iowa, Michigan, Minnesota, Missouri, Nebraska, South Dakota, or Wisconsin. Membership required with a $5 Share Savings deposit. Rates based upon credit scoring criteria, loan to value ratio, mileage and collateral. Simple interest used to calculate payment. Extended terms up to 84 months available, additional rate surcharge may apply based on creditworthiness. Maximum loan amounts apply.
| Terms | APR | Conditions |
|---|---|---|
| 1–48 months | 5.29% | Model year 2025 or newer. |
| 49–69 months | 5.49% | Model year 2025 or newer. |
| 70–75 months | 5.59% | Model year 2025 or newer. |
| 76–81 months | 5.69% | Model year 2025 or newer. |
| 82–84 months | 5.79% | Model year 2025 or newer. |
| 1–48 months | 5.34% | Model year 2024. |
| 49–69 months | 5.54% | Model year 2024. |
| 70–75 months | 5.64% | Model year 2024. |
| 76–81 months | 5.74% | Model year 2024. |
| 82–84 months | 5.84% | Model year 2024. |
| 1–48 months | 5.59% | Model year 2023. |
| 49–69 months | 5.79% | Model year 2023. |
| 70–75 months | 5.89% | Model year 2023. |
| 76–81 months | 5.99% | Model year 2023. |
| 82–84 months | 6.09% | Model year 2023. |
| 1–48 months | 5.89% | Model year 2022. |
| 49–69 months | 6.09% | Model year 2022. |
| 70–75 months | 6.19% | Model year 2022. |
| 76–81 months | 6.29% | Model year 2022. |
| 82–84 months | 6.39% | Model year 2022. |
| 1–48 months | 6.09% | Model year 2021. |
| 49–66 months | 6.29% | Model year 2021. |
| 67–72 months | 6.39% | Model year 2021. |
| 73–78 months | 6.49% | Model year 2021. |
| 1–48 months | 6.79% | Model year 2020. |
| 49–66 months | 6.99% | Model year 2020. |
| 67–72 months | 7.09% | Model year 2020. |
| 73–78 months | 7.19% | Model year 2020. |
| 49–54 months | 6.99% | Model year 2019. |
| 55–60 months | 7.09% | Model year 2019. |
| 61–66 months | 7.19% | Model year 2019. |
| 1–48 months | 9.74% | Model year < 2017. |
| 49–54 months | 9.84% | Model year < 2017. |
Who can join GreenState Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.