Credit union · NCUA insured
Greater Together Credit Union Auto Loan Rates
Greater Together Credit Union auto loans start at 2.99% APR for a new vehicle and 2.99% for a used one. Rates checked October 16, 2026.
How Greater Together Credit Union’s auto loan rates compare
Compared with banks and credit unions near Buffalo, NY, where Greater Together Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Greater Together Credit Union
2.99%APR
- Terms
- —
- Discount
- None included
Auto Loans
Lowest rate
EmpireONE Federal Credit Union
3.50%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
Niagara's Choice
3.70%APR
- Terms
- —
- Discount
- Included in the rate
Greater Together Credit Union auto loan score
94
Auto loan score
Higher than 96% of U.S. banks and credit unions
- New vehicleNew2.99%
- Used vehicleUsed2.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Greater Together Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Must be 18 years of age or older to apply for a loan. Offers flexible terms for new and used vehicle loans. May finance up to 100% of the vehicle purchase price plus title, taxes, fees, and warranty for a new vehicle OR 100% of the NADA retail value, including an allowance for mileage and options plus title, taxes, fees, and warranty for a used vehicle. Pre-approval available before shopping. Refinancing also available.
| Terms | APR | Conditions |
|---|---|---|
| — | 2.99% | Rates as low as 2.99% APR offered September through November. Apply now through 11/25/26. |
Who can join Greater Together Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, attends school, or conducts business in Erie or Niagara County is eligible for membership.
Membership information collected October 5, 2026.