Credit union · NCUA insured
Greater Together Credit Union
A $68.6M credit union headquartered in Niagara Falls, NY, with 7,862 members and 2 branches in New York.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Greater Together Credit Union
Founded in 1954, Greater Together Credit Union was formerly known as Greater Niagara Federal Credit Union and resulted from mergers among small SEG-based credit unions in western Niagara County.
The credit union expanded its charter to serve all of Niagara County in 2003 and added Erie County in 2020, maintaining locations in Niagara Falls and North Tonawanda, New York.
- Headquarters
- 2901 Military Rd, Niagara Falls, NY 14304-1251
- NCUA charter
- 9537
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, attends school, or conducts business in Erie or Niagara County is eligible for membership.
Branches
2 branches in New York
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New York
2 branches
- Greater Niagara FCUMain office2901 Military Rd, Niagara Falls, NY 14304Directions
- 160 Ward Rd160 Ward Rd, North Tonawanda, NY 14120Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.69% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.64% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.50% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $50 | $59 | — |
- CapitalNet worth ratio13.69%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.64%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.50%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$50Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Greater Together Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.