Credit union · NCUA insured
Greater Experience Credit Union Credit Card Rates
Top CarrotGreater Experience Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked November 6, 2026.
How Greater Experience Credit Union’s credit card rates compare
Ongoing purchase APR. The lowest rate among banks and credit unions with branches in each area.
This credit union’s lowest
Greater Experience Credit Union
8.90%APR
GECU VISA
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Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
GECU VISA
Rates based on creditworthiness. Non-variable rate. Membership required. Minimum payment is 2% of outstanding balance or $25, whichever is greater.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Rates as low as 8.90% APR based on creditworthiness. Non-variable rate. No annual fee. No cash-advance fee. 5-day grace period. 1% foreign transaction fee. |
Sources (2)
All captured Nov 6, 2026
Greater Experience Credit Union credit card score
89
Credit card score
Higher than 90% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Who can join Greater Experience Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Washington, Carter, or Unicoi County are eligible for membership.
Military, government and schools
- Individuals who are currently employed or retired from a government employer and live or work in Greene and/or Sullivan County are eligible for membership.
Family and household
- Immediate family members of current GECU members are eligible for membership.
Cost to join
- A one-time membership fee of $1.00 is required upon joining.
- A minimum savings account deposit/balance of $5 is required for membership.
Membership information collected October 5, 2026.