Credit union · NCUA insured
MembersFirst Credit Union Credit Card Rates
Top CarrotMembersFirst Credit Union credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How MembersFirst Credit Union’s credit card rates compare
Compared with banks and credit unions near Atlanta, GA, where MembersFirst Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
MembersFirst Credit Union
8.99%APR
- Up to
- —
VISA Platinum with Rewards
Lowest rate
Faith Connection FCU
8.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Family First Credit Union
8.90%APR
- Up to
- 17.90% APR
MembersFirst Credit Union credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where MembersFirst Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Classic with Rewards
Features credit limits up to $10,000 and non-variable rates.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.88% | None | Non-variable rate. 25-day grace period on purchases. |
VISA Platinum with Rewards
Available to individuals with above average credit history. Features credit limits up to $25,000 and non-variable rates.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99% | None | Non-variable rate. 25-day grace period on purchases. |
VISA Secured with Rewards
Card is secured by member's own deposit funds. Credit limit is up to 80% of the security deposit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.88% | $15 | Non-variable rate. 25-day grace period on purchases. Credit limits up to 80% of security deposit. |
Who can join MembersFirst Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Bryan County, Chatham County, Cobb County, DeKalb County, Douglas County, Effingham County, Paulding County, or the City of Sandy Springs, GA.
Employers and groups
- Membership is open to employees, students, and members of select partner schools, businesses, healthcare facilities, and community organizations.
- Membership is open to employees of WellStar Health System and affiliated groups, Emory Healthcare Decatur, Piedmont Healthcare and affiliates, and St. Joseph's/Candler Healthcare.
Military, government and schools
- Membership is open to employees of Douglas County Board of Education, Paulding County Board of Education, and Savannah State University in Georgia.
Family and household
- Membership is open to family members of eligible individuals.
Membership information collected October 4, 2026.