Credit union · NCUA insured
Grasslands Federal Credit Union Auto Loan Rates
Grasslands Federal Credit Union auto loans start at 4.90% APR for a new vehicle and 4.90% for a used one. Rates checked October 22, 2026.
How Grasslands Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions in Montana, where Grasslands Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Grasslands Federal Credit Union
4.90%APR
- Terms
- up to 60 months
Fixed Rate Consumer Loans
Lowest rate
Russell Country Federal Credit Union
3.95%APR
- Terms
- 37–60 months
2nd-lowest rate
Billings Federal Credit Union
2.49%APR
- Terms
- up to 84 months
Grasslands Federal Credit Union auto loan score
86
Auto loan score
Higher than 73% of U.S. banks and credit unions
- New vehicleNew4.90%
- Used vehicleUsed4.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Grasslands Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Fixed Rate Consumer Loans
Rates disclosed are APR. Effective October 1, 2026. Based on approved credit. LTV conditions apply (see offers).
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.90% | Rate starting at 4.90% APR. Requires Loan-to-Value (LTV) <= 80%; 1.5% added if LTV > 80%. Approved credit required. |
| 61–84 months | 5.75% | Rate starting at 5.75% APR. Requires Loan-to-Value (LTV) <= 80%; 1.5% added if LTV > 80%. Approved credit required. |
Sources (1)
- grasslandscu.com/loan-rates · captured Oct 7, 2026
Who can join Grasslands Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of McCone, Garfield, Dawson, Richland, Wibaux, Roosevelt, Valley, Phillips, Petroleum, Rosebud, Custer, Fallon, Prairie, Carter, Powder River, Daniels, Sheridan, and Treasure counties are eligible for membership.
Membership information collected October 4, 2026.