Bank · FDIC insured
Grand Savings Bank
A $1B bank headquartered in Grove, OK, with 15 branches in 2 states.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: only special-purpose accounts (IRA, youth) are published. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings—0.50%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Grand Savings Bank
Grand Savings Bank opened its first location in Jay, Oklahoma in 1981.
The bank has expanded to serve 15 communities across Northeast Oklahoma, Northwest Arkansas, and the River Valley.
- Headquarters
- 1022 S Main St, Grove, OK 74344
- FDIC certificate
- 32084 ↗
Branches
15 branches in 2 states
Loading map…
Arkansas
12 branches
Rogers area · 2
- Rogers Branch2350 W Hudson Rd, Rogers, AR 72756Directions
- Rogers-Pleasant Grove Branch4201 S Dixieland Rd, Rogers, AR 72758Directions
Bentonville area · 1
- Bentonville Branch3401 Sw 2nd St, Bentonville, AR 72712Directions
Centerton area · 1
- Centerton Branch192 E Centerton Blvd, Centerton, AR 72719Directions
Decatur area · 1
- Decatur Branch372 Sh 59 N, Decatur, AR 72722Directions
Farmington area · 1
- Farmington Branch83 S Double Springs Rd, Farmington, AR 72730Directions
Fayetteville area · 1
- Fayetteville Branch1925 N College Ave, Fayetteville, AR 72703Directions
Fort Smith area · 1
- Ft. Smith Branch9117 Highway 71 S, Fort Smith, AR 72908Directions
Gentry area · 1
- Gentry Branch104 N Gentry Blvd, Gentry, AR 72734Directions
Gravette area · 1
- Gravette Branch198 Atlanta Street Se, Gravette, AR 72736Directions
Siloam Springs area · 1
- Siloam Springs Branch1660 Highway 412 W, Siloam Springs, AR 72761Directions
Springdale area · 1
- Grand Savings Bank Branch2422 E Robinson Ave, Springdale, AR 72764Directions
Oklahoma
3 branches
Grove area · 1
- Grand Savings BankMain office1022 S Main St, Grove, OK 74344Directions
Fairland area · 1
- Fairland Branch610 Conner Avenue, Fairland, OK 74343Directions
Jay area · 1
- Jay Branch1222 N Main St, Jay, OK 74346Directions
Walk-in offices from the FDIC directory as of October 23, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.97% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.63% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 2.19% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $94 | $88 | — |
- CapitalLeverage ratio11.97%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.63%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets2.19%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$94Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Grand Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.