Credit union · NCUA insured
Grand Heritage FCU Credit Card Rates
Grand Heritage FCU credit cards start at 9.95% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Grand Heritage FCU’s credit card rates compare
Compared with banks and credit unions near Michigan City, IN, where Grand Heritage FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Grand Heritage FCU
9.95%APR
- Up to
- —
VISA Credit Card
Lowest rate
LaPorte Community Federal Credit Union
8.99%APR
- Up to
- —
2nd-lowest rate
Allegius Credit Union
9.95%APR
- Up to
- 17.95% APR
Grand Heritage FCU credit card score
83
Credit card score
Higher than 64% of U.S. banks and credit unions
- Purchase APRPurchase APR9.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Grand Heritage FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Rates are based on an evaluation of credit history, so your rate may differ.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.95% | None | Fixed APR. Maximum credit limit $5,000. Rates are based on an evaluation of credit history, so your rate may differ. |
Sources (1)
- ghfcu.com/personal-loan-rates · captured Oct 7, 2026
Who can join Grand Heritage FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons living, working, attending school, or places of worship in La Porte County are eligible for membership.
Employers and groups
- Volunteers of any school, church, parish, hospital, or association within La Porte County are eligible for membership.
Family and household
- Immediate family members of a Grand Heritage member (spouse, parents, grandparents, children, grandchildren, and siblings, including step and adopted) are eligible for membership.
Membership information collected October 5, 2026.