Credit union · NCUA insured
Glatco Credit Union
A $53.8M credit union headquartered in Spring Grove, PA, with 2,982 members and 3 branches in Pennsylvania.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Glatco Credit Union
Glatco Credit Union was founded on March 22, 1977, in Spring Grove, Pennsylvania, originally started to serve employees of the P.H. Glatfelter Company.
Glatco Credit Union operates as a member-owned, not-for-profit financial services cooperative.
- Headquarters
- 53 S Main St, Spring Grove, PA 17362
- NCUA charter
- 63943
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of qualifying Select Employee Groups are eligible for membership.
Military, government and schools
- Graduates or students of the Spring Grove Area School District are eligible for membership.
Family and household
- Family members or household members of qualifying Select Employee Groups are eligible for membership.
Cost to join
- Members are required to open and maintain a savings account with a minimum opening deposit of $20.
Branches
3 branches in Pennsylvania
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Pennsylvania
3 branches
- Main OfficeMain office53 S Main St, Spring Grove, PA 17362Directions
- School Office1490 Roth Church Rd, Spring Grove, PA 17362Directions
- Windy Hill Office1472 Roth Church Rd Ste 103, Spring Grove, PA 17362Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.22% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.79% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.64% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $21 | $59 | — |
- CapitalNet worth ratio16.22%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.79%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.64%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$21Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Glatco Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.