Credit union · NCUA insured
Glass City Federal Credit Union Auto Loan Rates
Top CarrotGlass City Federal Credit Union auto loans start at 5.74% APR for a new vehicle and 5.74% for a used one. Rates checked November 6, 2026.
How Glass City Federal Credit Union’s auto loan rates compare
New vehicle, lowest advertised APR. The lowest rate among banks and credit unions with branches in each area.
This credit union’s lowest
Glass City Federal Credit Union
5.74%APR
- Terms
- up to 60 months
Auto Loans
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Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
All loans are subject to credit approval and membership eligibility. Rates are based on credit score. Terms may be reduced if over 100,000 miles. Loan rate/APR is higher when loan proceeds are not used for vehicle purchase. Membership is open to anyone who lives, works, worships or attends school in Lucas, Wood, Fulton or Ottawa Counties.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.74% | Applicable to model years 2025-2027. Rate is as low as 5.74%. Sample APR is 6.016% APR based on an example loan of $30,000 for maximum term. Monthly payment $435.68. |
| up to 72 months | 5.74% | Applicable to model years 2021-2026. Rate is as low as 5.74%. Sample APR is 6.057% APR based on an example loan of $30,000 for maximum term. Monthly payment $494.81. |
| up to 60 months | 5.74% | Applicable to model years 2017-2020. Rate is as low as 5.74%. Sample APR is 6.115% APR based on an example loan of $30,000 for maximum term. Monthly payment $577.87. Terms may be reduced if over 100,000 miles. |
| up to 48 months | 5.74% | Applicable to model year 2017. Rate is as low as 5.74%. Sample APR is 6.201% APR based on an example loan of $30,000 for maximum term. Monthly payment $702.80. Terms may be reduced if over 100,000 miles. |
| up to 48 months | 8.74% | Applicable to model years 2016 and older with loan amount over $9,999. Rate is as low as 8.74%. Sample APR is 10.173% APR based on an example loan of $10,000 for maximum term. Monthly payment $248.60. Terms may be reduced if over 100,000 miles. |
| up to 36 months | 8.74% | Applicable to model years 2016 and older. Rate is as low as 8.74%. Sample APR is 10.596% APR based on an example loan of $10,000 for maximum term. Monthly payment $318.03. Terms may be reduced if over 100,000 miles. |
Sources (1)
- glasscityfcu.com/auto-loans-lease-credit-union · captured Nov 6, 2026
Glass City Federal Credit Union auto loan score
70
Auto loan score
Higher than 27% of U.S. banks and credit unions
- New vehicleNew5.74%
- Used vehicleUsed5.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Who can join Glass City Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.