Credit union · NCUA insured
GECU Credit Card Rates
GECU credit card rates start at 11.65% APR. Rates checked October 16, 2026.
How GECU’s credit card rates compare
Compared with banks and credit unions near El Paso, TX, where GECU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
GECU
– –
- Up to
- —
No ongoing APR published
Lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
2nd-lowest rate
Security Service Federal Credit Union
11.24%APR
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
GECU Empowerment Mastercard Credit Card
Membership eligibility is required. Subject to credit qualification and approval. Rate based on Prime Rate and credit score. Must be at least 18 years old to apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR is fixed for the first 12 billing cycles after opening the account for all purchases, balance transfers, convenience checks, and cash advances. Subject to qualification based on creditworthiness. May end sooner if payment is late. Applies to new accounts only. |
| Ongoing | 11.65%–17.90% | None | Standard variable APR applying after introductory period (11.65%–17.90% for purchases, balance transfers, and convenience checks; variable APR for cash advances is 2% above APR for purchases, not to exceed 17.90%). Based on Prime Rate and credit score. |
Sources (1)
- gecu.com/loans-and-credit/credit-cards · captured Oct 6, 2026
GECU Rewards Mastercard Credit Card
Membership eligibility is required. Subject to credit qualification and approval. Must be at least 18 years old to apply. Introductory rate is not available.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.49%–17.90% | None | Standard variable rate for purchases, balance transfers, and convenience checks (14.49%–17.90% APR as of October 1, 2026). Variable APR for cash advances is 2% above APR for purchases, not to exceed 17.90%. Introductory rate is not available. |
Sources (1)
- gecu.com/loans-and-credit/credit-cards · captured Oct 6, 2026
Who can join GECU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.