Credit union · NCUA insured
Frontier Community Credit Union Auto Loan Rates
Frontier Community Credit Union auto loans start at 5.60% APR for a new vehicle and 5.60% for a used one. Rates checked October 16, 2026.
How Frontier Community Credit Union’s auto loan rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Frontier Community Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Frontier Community Credit Union
5.60%APR
- Terms
- 55–66 months
Auto Loans
Lowest rate
Nova Credit Union
3.95%APR
- Terms
- —
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
Frontier Community Credit Union auto loan score
71
Auto loan score
Higher than 29% of U.S. banks and credit unions
- New vehicleNew5.60%
- Used vehicleUsed5.60%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Frontier Community Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Rates effective October 1, 2026. Rates are subject to credit approval and to change without notice. The credit union will determine your rate by credit background, specific loan terms, payment method and collateral. The total amount financed must meet specific guidelines. APR = Annual Percentage Rate.
| Terms | APR | Conditions |
|---|---|---|
| up to 42 months | 4.85% | Vehicle year: 2022 & Newer or previously untitled |
| 43–54 months | 4.95% | Vehicle year: 2022 & Newer or previously untitled |
| 55–66 months | 5.60% | Vehicle year: 2022 & Newer or previously untitled |
| 67–84 months | 6.60% | Vehicle year: 2022 & Newer or previously untitled |
| 85–96 months | 8.60% | Vehicle year: 2022 & Newer or previously untitled |
| up to 42 months | 5.35% | Vehicle year: 2016 - 2021 |
| 43–54 months | 5.45% | Vehicle year: 2016 - 2021 |
| 55–66 months | 6.10% | Vehicle year: 2016 - 2021 |
| 67–84 months | 7.10% | Vehicle year: 2016 - 2021 |
| 85–96 months | 9.10% | Vehicle year: 2016 - 2021 |
| up to 42 months | 8.60% | Vehicle year: 2015 and Older |
| 43–54 months | 9.30% | Vehicle year: 2015 and Older |
| 55–66 months | 10.10% | Vehicle year: 2015 and Older |
Sources (1)
- frontierccu.org/rates · captured Oct 5, 2026
Who can join Frontier Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of or those who work, worship, or belong to an organization in specified Kansas counties.
Employers and groups
- Persons employed by McCormick Distilling Company in Weston, MO.
Military, government and schools
- Active or retired military and Federal Civil Service personnel.
Family and household
- Immediate family members of current Frontier Community Credit Union members.
- Members of the immediate families and households, as well as organizations, of all listed fields of membership.
Membership information collected October 4, 2026.