Credit union · NCUA insured
Friendly Federal Credit Union Auto Loan Rates
Friendly Federal Credit Union auto loans start at 5.50% APR for a new vehicle and 6.25% for a used one. Rates checked October 16, 2026.
How Friendly Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Friendly Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Friendly Federal Credit Union
5.50%APR
- Terms
- up to 60 months
- Discount
- None included
New Autos
Lowest rate
Western PA FCU
3.64%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
2nd-lowest rate
FirstEnergy Choice FCU
1.99%APR
- Terms
- 37–72 months
- Discount
- Included in the rate
Friendly Federal Credit Union auto loan score
68
Auto loan score
Higher than 20% of U.S. banks and credit unions
- New vehicleNew5.50%
- Used vehicleUsed6.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Friendly Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Autos
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.50% | Model year 2026 & 2025 |
| up to 72 months | 6.00% | Model year 2026 & 2025 |
Sources (1)
- friendlyfcu.org/loan-rates · captured Oct 7, 2026
Used Autos
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.25% | 2025 & 2024 Models |
| up to 72 months | 6.50% | 2025 & 2024 Models |
| up to 60 months | 6.75% | 2023 & Older Models |
| up to 72 months | 6.75% | 2023 & Older Models |
Sources (1)
- friendlyfcu.org/loan-rates · captured Oct 7, 2026
Who can join Friendly Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.