Bank · FDIC insured
Freeport State Bank Credit Card Rates
Freeport State Bank credit cards start at 12.75% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Freeport State Bank’s credit card rates compare
Compared with banks and credit unions near St. Cloud, MN, where Freeport State Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Freeport State Bank
12.75%APR
- Up to
- —
VISA® Credit Card
Lowest rate
St. Cloud Financial Credit Union
9.99%APR
- Up to
- —
2nd-lowest rate
Notre Dame Federal Credit Union
11.15%APR
- Up to
- 18.00% APR
Freeport State Bank credit card score
69
Credit card score
Higher than 23% of U.S. banks and credit unions
- Purchase APRPurchase APR12.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Freeport State Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA® Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.75% | None | — |
Sources (1)
- freeportstatebank.com/loans-credit · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.