Bank · FDIC insured
Freedom Bank CD Rates
A $301.2M bank headquartered in Alamo, TX, with 6 branches in Texas.
How Freedom Bank’s CD rates compare
Compared with banks and credit unions in Texas, where Freedom Bank has the most branches. $10,000, best rate first.
This bank’s best
Freedom Bank
4.50%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $450
IRA CD Account
Top rate
First National Bank of Bastrop
5.00%APY
- Term
- 7 months
- Minimum
- $10,000
- Earns on $10,000
- $289
2nd-highest rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
IRA CD Account
Up to 4.50%APY · 2 terms
Rates based upon in-house rates accurate as of September 18, 2026. Rate applicable to a maximum of $250,000.00 FDIC coverage per customer relationship. Rates may change after account opening. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsTo receive promotional rate, opening deposit cannot originate from pre-existing Freedom Bank account funds. Must maintain minimum daily balance of $1,000.00. Early withdrawal penalty may apply | 4.10% | $203 |
| 12 monthsTo receive promotional rate, opening deposit cannot originate from pre-existing Freedom Bank account funds. Must maintain minimum daily balance of $1,000.00. Early withdrawal penalty may apply | 4.50% | $450 |
Sources (1)
- freedombanktexas.com · captured Sep 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.