Credit union · NCUA insured
Fort Worth City CU Credit Card Rates
Top CarrotFort Worth City CU credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Fort Worth City CU’s credit card rates compare
Compared with banks and credit unions near Dallas, TX, where Fort Worth City CU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Fort Worth City CU
10.90%APR
- Up to
- 17.90% APR
Fort Worth Proud Visa Credit Card
Lowest rate
Service 1st Credit Union
6.00%APR
- Up to
- —
2nd-lowest rate
Unity One Credit Union
8.90%APR
- Up to
- —
Fort Worth City CU credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Fort Worth City CU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Fort Worth Proud Visa Credit Card
No annual fee, no cash advance fee, and no balance transfer fee. 25-day grace period on purchases. Same rate applies to purchases, cash advances, and balance transfers. Rate is based on creditworthiness. 1% of interest paid quarterly donated to Cook Children's Medical Center and Fort Worth Zoo.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90%–17.90% | None | Rates between 10.9% - 17.9% APR based on creditworthiness. Same low rate for purchases, cash advances, and balance transfers. No annual, cash advance, or balance transfer fees. |
Secured Fort Worth Proud Visa Credit Card
Secured by funds in share account. Limit defined by user with corresponding funds placed on hold in share account ($300 minimum limit). No annual, cash advance, or balance transfer fees. 25-day grace period on purchases. Same rate for purchases, cash advances, and balance transfers. 1% of interest paid quarterly donated to Cook Children's Medical Center and Fort Worth Zoo.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | Fixed rate of 10.9% APR. Minimum $300 limit secured by funds placed on hold in share account. No annual, cash advance, or balance transfer fees. Same low rate for purchases, cash advances, and balance transfers. |
Sources (1)
- fwccu.org/credit-cards · captured Oct 6, 2026
Who can join Fort Worth City CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, attend school, or worship in Tarrant, Denton, Johnson, Parker, and Wise County are eligible for membership.
Employers and groups
- Employees or retirees of companies contracting with the City of Fort Worth on an ongoing basis are eligible for membership.
- Employees or retirees of MedStar are eligible for membership.
- Employees or retirees of museums within the City of Fort Worth are eligible for membership.
Military, government and schools
- Employees or retirees of the City of Fort Worth are eligible for membership.
Family and household
- Any relative of a current member is eligible for membership.
Cost to join
- Opening a membership Share/Savings Account requires a $25 deposit.
- A $5.00 quarterly single service fee applies to members who only maintain a share account with an average monthly balance under $100 after 90 days of membership.
Membership information collected October 5, 2026.