Credit union · NCUA insured
Foothill Credit Union Credit Card Rates
Foothill Credit Union credit cards start at 12.25% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Foothill Credit Union’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where Foothill Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Foothill Credit Union
12.25%APR
- Up to
- 18.00% APR
Platinum Low Interest Credit Card
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
Foothill Credit Union credit card score
71
Credit card score
Higher than 28% of U.S. banks and credit unions
- Purchase APRPurchase APR12.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Foothill Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Builder Credit Card
Secured credit card where credit limit is tied to the amount secured/deposited in a savings account. No minimum credit score required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Standard variable APR. No annual fee, balance transfer fee, or cash advance fee. Credit limit linked to savings account balance. |
Platinum Low Interest Credit Card
Up to $100,000 credit limit. Variable rate determined by creditworthiness; best rate obtained with FICO score of at least 730.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.25%–18.00% | None | Standard variable APR. No annual fee, balance transfer fee, or cash advance fee. Rates as low as 12.25% to 12.50% depending on credit rating. |
Rewards Credit Card
Up to $100,000 credit limit. Variable rate determined by creditworthiness; best rate obtained with FICO score of at least 730.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.75%–18.00% | None | Standard variable APR. No annual fee, balance transfer fee, or cash advance fee. Rates as low as 13.75% to 14.00% depending on credit rating. |
Starter Rewards Credit Card
Available for members ages 18-24. No prior credit required. Membership required with a regular share account with $5 minimum balance.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory rate for the first 6 months on all purchases. Credit limit ranges from $500 to $2,500. Available for ages 18-24. |
| Ongoing | 12.99% | None | Standard rate after the 6-month introductory period. Credit limit ranges from $500 to $2,500. Variable rate. |
Who can join Foothill Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.