Credit union · NCUA insured
Focus Federal Credit Union Savings Rates
Focus Federal Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market Checking. Rates checked October 15, 2026.
How Focus Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Oklahoma City, OK, where Focus Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Focus Federal Credit Union
0.50%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $50
Money Market Checking
Top rate
MidFirst Bank
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
Focus Federal Credit Union savings score
78
Savings score
Higher than 47% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.80%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Focus Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Checking
0.50%APY
Fees may reduce earnings on the account.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $2,500 – $10,000Fees may reduce earnings on the account. · $2,500 to open | 0.50% | $2,500 | $50 | Fees may reduce earnings on the account. |
| $10,001 – $25,000Fees may reduce earnings on the account. · Unknown to open | 0.50% | Unknown | — | Fees may reduce earnings on the account. |
| $25,001 – $50,000Fees may reduce earnings on the account. · Unknown to open | 0.60% | Unknown | — | Fees may reduce earnings on the account. |
| $50,001 – $75,000Fees may reduce earnings on the account. · Unknown to open | 0.70% | Unknown | — | Fees may reduce earnings on the account. |
| $75,000 and upFees may reduce earnings on the account. · Unknown to open | 0.80% | Unknown | — | Fees may reduce earnings on the account. |
Sources (3)
All captured Sep 18, 2026
Membership Savings
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Sources (5)
- focusok.com
- focusok.com/accounts/savings-a…unts/traditional-savings
- focusok.com/accounts
- focusok.com/rates
- focusok.com/savings
All captured Sep 18, 2026
Special-purpose accounts
Club Savings
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Sources (4)
- focusok.com/accounts/savings-accounts/club-account
- focusok.com/accounts
- focusok.com/rates
- focusok.com/savings
All captured Sep 18, 2026
IRA Savings
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Sources (4)
- focusok.com/accounts/iras
- focusok.com/accounts/iras/roth-ira
- focusok.com/accounts/iras/traditional-ira
- focusok.com/rates
All captured Sep 18, 2026
Who can join Focus Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Oklahoma, Cleveland, Canadian, Lincoln, Logan, McClain, Pottawatomie, and Grady Counties is eligible to become a member.
Membership information collected October 4, 2026.