Bank · FDIC insured
FNB Hamilton Credit Card Rates
FNB Hamilton credit cards start at 13.74% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How FNB Hamilton’s credit card rates compare
Compared with banks and credit unions near Birmingham, AL, where FNB Hamilton has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
FNB Hamilton
13.74%APR
- Up to
- 23.74% APR
Cash Rewards Platinum
Lowest rate
AmFirst
7.80%APR
- Up to
- —
2nd-lowest rate
AOD Federal Credit Union
8.49%APR
- Up to
- 16.99% APR
FNB Hamilton credit card score
65
Credit card score
Higher than 13% of U.S. banks and credit unions
- Purchase APRPurchase APR13.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where FNB Hamilton ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Rewards Platinum
Subject to credit approval. This card is issued by TCM Bank, N.A.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro Annual Percentage Rate applies to purchases for the first 12 billing cycles after account opening. If a late or returned payment is made during the intro period, intro APR may end. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- fnbhamilton.com/personal/debit-credit-card/credit-cards · captured Oct 7, 2026
Platinum Edition
Subject to credit approval. This card is issued by TCM Bank, N.A. Paying late won't raise your interest rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro Annual Percentage Rate applies to purchases for the first 12 billing cycles after account opening. If a late or returned payment is made during the intro period, intro APR may end. |
| Ongoing | 9.74%–19.74% | None | Low APR between 9.74% and 19.74%, based on creditworthiness. Variable APR determined by adding a margin of 6.74% to 16.74% to Prime Rate. Prime Rate reference is 8.50%. |
Sources (1)
- fnbhamilton.com/personal/debit-credit-card/credit-cards · captured Oct 7, 2026
Rewards Platinum
Subject to credit approval. This card is issued by TCM Bank, N.A.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro Annual Percentage Rate applies to purchases for the first 12 billing cycles after account opening. If a late or returned payment is made during the intro period, intro APR may end. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- fnbhamilton.com/personal/debit-credit-card/credit-cards · captured Oct 7, 2026
Signature Travel
Subject to credit approval. This card is issued by TCM Bank, N.A.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro Annual Percentage Rate applies to purchases for the first 12 billing cycles after account opening. If a late or returned payment is made during the intro period, intro APR may end. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- fnbhamilton.com/personal/debit-credit-card/credit-cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.