Bank · FDIC insured
FNB Bank Credit Card Rates
FNB Bank doesn’t publish an ongoing APR for its credit cards. Rates checked October 22, 2026.
How FNB Bank’s credit card rates compare
Compared with banks and credit unions near Winchester, VA-WV, where FNB Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
FNB Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
2nd-lowest rate
Apple FCU
11.49%APR
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Back Platinum Credit Card
Issued by TCM Bank, N.A. Subject to credit approval. See card application's Important Disclosures for current terms, rates and fees. Manage account online at MyCardStatement.com. Chip card security, fraud monitoring, zero fraud liability, SecurLOCK alerts, mobile payments. Cash rewards don't expire while account remains open; redeem for statement credit starting at $25 (account must be open and in good standing).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | 0% introductory APR on purchases. Earn unlimited 1% cashback on net purchases. Ongoing competitive rates based on creditworthiness. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- fnbtoday.com/lending-products/credit-cards · captured Oct 4, 2026
Rewards Platinum Credit Card
Issued by TCM Bank, N.A. Subject to credit approval. See card application's Important Disclosures for current terms, rates and fees. Manage account online at MyCardStatement.com. Chip card security, fraud monitoring, zero fraud liability, SecurLOCK alerts, mobile payments. Unlimited reward points don't expire; earn 1 point per dollar on net purchases; redeem at cRewardsCard.com (account must be open and in good standing).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | 0% introductory APR on purchases. Earn 1 point per dollar on net purchases. Ongoing competitive rates based on creditworthiness. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- fnbtoday.com/lending-products/credit-cards · captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.