Credit union · NCUA insured
Apple FCU Credit Card Rates
Top CarrotApple FCU credit cards start at 11.49% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Apple FCU’s credit card rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Apple FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Apple FCU
11.49%APR
- Up to
- 18.00% APR
Visa Platinum
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
IDB Global Federal Credit Union
7.00%APR
- Up to
- 18.00% APR
Apple FCU credit card score
76
Credit card score
Higher than 41% of U.S. banks and credit unions
- Purchase APRPurchase APR11.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Apple FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Builder Visa
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Rates based on creditworthiness. Variable APR based on Prime Rate. Maximum credit line up to $5,000. No annual fee. Foreign transaction fee is 1.00%. |
Sources (3)
All captured Sep 19, 2026
Educator Visa
Applicants must be currently employed by an Apple Federal Credit Union Select Employee Group School System: Clarke County, Fairfax, Falls Church, Frederick County, Loudoun County, Manassas City, Manassas Park, Prince William and Stafford AND have a minimum $500 Direct Deposit. Account must be in good standing.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 3.99% | None | 3.99% Introductory APR on purchases only for qualifying members, for a period of 12 months. Maximum credit line up to $35,000. No annual fee. Foreign transaction fee is 1.00%. |
| Ongoing | 11.49%–18.00% | None | After promotional period, or if not qualifying for introductory APR, APR is 11.49% to 18.00% based on creditworthiness. Variable APR based on Prime Rate. Cash advance APR is 11.49% to 18.00%. Maximum credit line up to $35,000. No annual fee. Foreign transaction fee is 1.00%. |
Sources (3)
All captured Oct 4, 2026
MyRewards Visa
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99%–18.00% | None | Rates based on creditworthiness. Variable APR based on Prime Rate. Maximum credit line up to $5,000. No annual fee. Foreign transaction fee is 1.00%. Credit Card rates apply to cash advances, balance transfers and outstanding balances on purchases. |
Sources (3)
All captured Oct 22, 2026
Signature Rewards Visa
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99%–18.00% | None | Rates based on creditworthiness. Variable APR based on Prime Rate. Maximum credit line up to $50,000. No annual fee. Foreign transaction fee is 1.00%. Credit Card rates apply to cash advances, balance transfers and outstanding balances on purchases. |
Sources (3)
All captured Oct 22, 2026
Student Visa
Applicants must be age 18 – 25 to qualify. Members may retain the card for six (6) years or until age 25, whichever comes first. Proof of income, or a qualified co-applicant required for student applicants under age 21.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Fixed APR of 9.90% for purchases, cash advances, and balance transfers. Maximum credit line up to $1,500. No annual fee. Foreign transaction fee is 1.00%. |
Sources (3)
All captured Oct 22, 2026
Visa Platinum
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.49%–18.00% | None | Rates based on creditworthiness. Variable APR based on Prime Rate. Maximum credit line up to $35,000. No annual fee. Foreign transaction fee is 1.00%. Credit Card rates apply to cash advances, balance transfers and outstanding balances on purchases. |
Sources (3)
All captured Oct 22, 2026
Who can join Apple FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.