Bank · FDIC insured
Flatwater Bank CD Rates
Flatwater Bank’s best CD rate is 3.65% APY on a 13-month CD. Rates checked October 22, 2026.
How Flatwater Bank’s CD rates compare
Compared with banks and credit unions near North Platte, NE, where Flatwater Bank has the most branches. $10,000, best rate first.
This bank’s best
Flatwater Bank
3.65%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $396
Flex CD
Top rate
Western Nebraska Bank
4.27%APY
- Term
- 15 months
- Requires
- None
- Minimum
- $100
- Earns on $10,000
- $537
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Flex CD
3.65%APY · 1 term
1 penalty-free withdrawal of up to 50% of the current balance any time after the first 6 days of funding your CD without penalty. Additional withdrawals or closing will result in penalties. Minimum balance cannot fall below $100. Add funds anytime (minimum $50 per deposit), including direct deposits.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13 months1 penalty-free withdrawal of up to 50% of current balance after first 6 days. Additional withdrawals or closing incur penalties. Minimum balance cannot fall below $100. Additional deposits allowed (minimum $50). Offer not available in all states | 3.65% | $396 |
Sources (2)
All captured Sep 18, 2026
Opening an account
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