Bank · FDIC insured
First Trust and Savings Bank Savings Rates
A $320.6M bank headquartered in Wheatland, IA, with 8 branches in Iowa.
How First Trust and Savings Bank’s savings rates compare
Compared with banks and credit unions in Iowa, where First Trust and Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
First Trust and Savings Bank
0.50%APY
- Requires
- Conditions apply
- Minimum
- $10
- Earns on $10,000 a year
- $50
Buck-aroos Kids’ Club
Top rate
Employees Credit Union
3.82%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $381
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Buck-aroos Kids’ Club
0.50%APY
Eligibility: 0-12 years. Upon reaching 13, converts to a Personal Savings account. Withdrawals may only be made the first 10 days of each quarter (January, April, July, October). Maintain minimum balance ($10.00) to earn 0.50% APY.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMust maintain minimum balance of $10.00 to earn 0.50% APY. Eligibility: ages 0-12. Withdrawals limited to first 10 days of each quarter.$10 and up | 0.50% | $50 | Must maintain minimum balance of $10.00 to earn 0.50% APY. Eligibility: ages 0-12. Withdrawals limited to first 10 days of each quarter. |
Sources (1)
- firsttrust.bank/personal · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.