Bank · FDIC insured
First State Community Bank CD Rates
A $4.5B bank, the 301st largest of 4,207, headquartered in Farmington, MO, with 51 branches in Missouri.
How First State Community Bank’s CD rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where First State Community Bank has the most branches. $10,000, best rate first.
This bank’s best
First State Community Bank
4.01%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $401
Flex Fund CD
Top rate
De Soto Mo Pac Credit Union
5.09%APY
- Term
- 12 months
- Minimum
- $5,000
- Earns on $10,000
- $509
2nd-highest rate
Paramount Bank
5.00%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $457
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Flex Fund CD
4.01%APY · 1 term
Must be 18 years or older to open an account. Not available for brokered deposits, or to public entities, financial institutions, or Commercial Banking customers, as identified by FSCB. One-time penalty-free withdrawal up to 50% of the initial investment; additional withdrawals or amounts over 50% incur early withdrawal penalty of 3 months' interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum balance required to open the CD and obtain the APY is $500. Fixed rate until first maturity. Interest compounds quarterly. One-time penalty-free withdrawal up to 50% of original balance | 4.01% | $401 |
Sources (1)
- fscb.com/flex-fund-cd · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.