Bank · FDIC insured
First State Bank New London Savings Rates
First State Bank New London’s best savings rate is 0.10% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How First State Bank New London’s savings rates compare
Compared with banks and credit unions near Wisconsin Rapids, WI, where First State Bank New London has the most branches. $10,000, best rate first.
This bank’s best
First State Bank New London
0.10%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $10
Money Market Account
Top rate
Marshfield Medical Center Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $5
- Earns on $10,000 a year
- $500
2nd-highest rate
Park City Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $400
First State Bank New London savings score
63
Savings score
Higher than 9% of U.S. banks and credit unions
- $1,000 balance$1,0000.02%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First State Bank New London ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.10%APY
To avoid $15 Monthly Maintenance Fee: Maintain $5,000 Minimum Daily Balance. Interest compounded daily and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000To avoid $15 Monthly Maintenance Fee: Maintain $5,000 Minimum Daily Balance. Interest compounded daily and credited monthly. | 0.05% | — | To avoid $15 Monthly Maintenance Fee: Maintain $5,000 Minimum Daily Balance. Interest compounded daily and credited monthly. |
| $10,000 – $25,000To avoid $15 Monthly Maintenance Fee: Maintain $5,000 Minimum Daily Balance. Interest compounded daily and credited monthly. | 0.10% | $10 | To avoid $15 Monthly Maintenance Fee: Maintain $5,000 Minimum Daily Balance. Interest compounded daily and credited monthly. |
| $25,000 – $50,000To avoid $15 Monthly Maintenance Fee: Maintain $5,000 Minimum Daily Balance. Interest compounded daily and credited monthly. | 0.20% | — | To avoid $15 Monthly Maintenance Fee: Maintain $5,000 Minimum Daily Balance. Interest compounded daily and credited monthly. |
| $50,000 and upTo avoid $15 Monthly Maintenance Fee: Maintain $5,000 Minimum Daily Balance. Interest compounded daily and credited monthly. | 0.30% | — | To avoid $15 Monthly Maintenance Fee: Maintain $5,000 Minimum Daily Balance. Interest compounded daily and credited monthly. |
Sources (2)
- bankfirststate.com/personal/ac…nts/savings/money-market
- bankfirststate.com/assets/file…T9AIed/DP-Rate-Sheet.pdf
All captured Sep 18, 2026
Regular Savings
0.02%APY
Interest is calculated by the daily balance method, compounded daily, and credited quarterly. Rate may change at any time after account opening. Avoid $4.50 quarterly maintenance fee by maintaining a $100 minimum daily balance or $500 average daily balance during the quarterly cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upEarns interest on daily balances of $200.00 or more.$200 and up | 0.02% | $2 | Earns interest on daily balances of $200.00 or more. |
Sources (2)
- bankfirststate.com/personal/ac…nts/savings/money-market
- bankfirststate.com/assets/file…T9AIed/DP-Rate-Sheet.pdf
All captured Sep 18, 2026
Special-purpose accounts
Health Savings Accounts
1.01%APY
Must be enrolled in a qualified High Deductible Health Plan (HDHP), not covered by any non-HSA compatible health plan, not enrolled in Medicare, and not claimed as a dependent on someone else's tax return. No monthly service charge. Interest credited monthly, compounded daily.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Tier applies to daily balances from $0.01 to $4,999.99. | 0.50% | — | Tier applies to daily balances from $0.01 to $4,999.99. |
| $5,000 – $10,000Tier applies to daily balances from $5,000.00 to $9,999.99. | 0.75% | — | Tier applies to daily balances from $5,000.00 to $9,999.99. |
| $10,000 – $25,000Tier applies to daily balances from $10,000.00 to $24,999.99. | 1.01% | $101 | Tier applies to daily balances from $10,000.00 to $24,999.99. |
| $25,000 and upTier applies to daily balances of $25,000.00 and above. | 1.26% | — | Tier applies to daily balances of $25,000.00 and above. |
Sources (2)
- bankfirststate.com/personal/ac…/health-savings-accounts
- bankfirststate.com/assets/file…T9AIed/DP-Rate-Sheet.pdf
All captured Sep 18, 2026
Christmas Club Savings
0.02%APY
Interest is calculated daily, compounded daily, and credited annually. Account balances transfer automatically to a First State Bank checking or savings account on October 16 each year (or next business day if October 16 falls on a weekend). A service charge may be assessed for early withdrawal outside the annual automatic transfer.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum daily balance to obtain APY is $0.01.Over $0 | 0.02% | $2 | Minimum daily balance to obtain APY is $0.01. |
Sources (2)
- bankfirststate.com/personal/ac…nts/savings/money-market
- bankfirststate.com/assets/file…T9AIed/DP-Rate-Sheet.pdf
All captured Sep 18, 2026
Youth Savings
0.02%APY
Available to customers 17 years of age and younger. Interest is calculated by the daily balance method, compounded daily, and credited quarterly. Rate may change at any time after account opening. Avoid $3 quarterly maintenance fee by maintaining a $25 minimum daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum daily balance to obtain APY is $0.01.Over $0 | 0.02% | $2 | Minimum daily balance to obtain APY is $0.01. |
Sources (2)
- bankfirststate.com/personal/ac…nts/savings/money-market
- bankfirststate.com/assets/file…T9AIed/DP-Rate-Sheet.pdf
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.