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Bank · FDIC insured

First State Bank & Trust Company Carthage CD Rates

First State Bank & Trust Company Carthage’s best CD rate is 2.78% APY on a 1-year CD. Terms run from 1 year to 5 years. Rates checked October 16, 2026.

How First State Bank & Trust Company Carthage’s CD rates compare

Compared with banks and credit unions in Texas, where First State Bank & Trust Company Carthage has the most branches. $10,000, best rate first.

  • This bank’s best

    First State Bank & Trust Company Carthage

    2.78%APY

    Term
    12 months
    Minimum
    $1,000
    Earns on $10,000
    $278

    Certificates of Deposit

  • Top rate

    First National Bank of Bastrop

    5.00%APY

    Term
    7 months
    Minimum
    $10,000
    Earns on $10,000
    $289

    First National Bank of Bastrop rates

  • Top Carrot, Carrot Score 87

    2nd-highest rate

    First Eagle Federal Credit Union

    5.00%APY

    Term
    12 months
    Minimum
    $500
    Earns on $10,000
    $500

    First Eagle Federal Credit Union rates

Compare CD rates near you →

First State Bank & Trust Company Carthage CD score

63

CD score

Higher than 10% of U.S. banks and credit unions

By term
  • 9–15 months9–15 mo2.78%
  • 16–30 months16–30 mo2.42%
  • 31–60 months31–60 mo2.22%
  • QualifiedQualified2.78%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where First State Bank & Trust Company Carthage ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details
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