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Bank · FDIC insured

First Security Bank Credit Card Rates

First Security Bank credit cards start at 14.64% APR on purchases, after any introductory rate. Rates checked October 22, 2026.

How First Security Bank’s credit card rates compare

Compared with banks and credit unions near Memphis, TN-MS-AR, where First Security Bank has the most branches. Ongoing purchase APR, lowest first.

  • This bank’s lowest

    First Security Bank

    14.64%APR

    Up to
    —

    Visa or MasterCard

  • Top Carrot, Carrot Score 98

    Lowest rate

    LGWFCU

    7.90%APR

    Up to
    16.90% APR

    LGWFCU rates

  • Top Carrot, Carrot Score 96

    2nd-lowest rate

    Memphis City Employees Credit Union

    7.90%APR

    Up to
    16.90% APR

    Memphis City Employees Credit Union rates

Compare credit card rates near you →

First Security Bank credit card score

63

Credit card score

Higher than 8% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR14.64%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where First Security Bank ranks

By credit card score, in each area where it has branches

Current credit card rates

Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

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