Bank · FDIC insured
First Security Bank Credit Card Rates
First Security Bank credit cards start at 14.64% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How First Security Bank’s credit card rates compare
Compared with banks and credit unions near Memphis, TN-MS-AR, where First Security Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
First Security Bank
14.64%APR
- Up to
- —
Visa or MasterCard
Lowest rate
LGWFCU
7.90%APR
- Up to
- 16.90% APR
2nd-lowest rate
Memphis City Employees Credit Union
7.90%APR
- Up to
- 16.90% APR
First Security Bank credit card score
63
Credit card score
Higher than 8% of U.S. banks and credit unions
- Purchase APRPurchase APR14.64%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Security Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa or MasterCard
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.64% | None | — |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.