Bank · FDIC insured
First Reliance Bank Credit Card Rates
First Reliance Bank credit card rates start at 14.75% APR. Rates checked October 22, 2026.
How First Reliance Bank’s credit card rates compare
Compared with banks and credit unions in South Carolina, where First Reliance Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
First Reliance Bank
– –
- Annual fee
- —
- Up to
- —
No ongoing APR published
Lowest rate
Houston Federal Credit Union
7.00%APR
- Annual fee
- $50
- Up to
- —
2nd-lowest rate
Mid Carolina Credit Union
7.45%APR
- Annual fee
- None
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Back Platinum Visa ® Card
All credit cards are subject to credit approval. Annual Percentage Rate (APR) is subject to change based on market conditions.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | $35 | Introductory Annual Percentage Rate (APR): 0% on purchases for the first 7 billing cycles if paid in full. Cash Back: 1% on all qualifying purchases with no cap. |
| Ongoing | 14.75% | $35 | Variable APR: Variable, based on the Wall Street Prime Rate (currently 14.75% APR). |
Sources (1)
- firstreliance.com/personal/personal-banking/credit-cards · captured Oct 7, 2026
Platinum Visa ® Card
All credit cards are subject to credit approval. Annual Percentage Rate (APR) is subject to change based on market conditions.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | Introductory Annual Percentage Rate (APR): 0% on purchases for the first 7 billing cycles if paid in full. |
| Ongoing | 16.75% | None | Variable APR: Variable, based on the Wall Street Prime Rate (currently 16.75% APR). |
Sources (1)
- firstreliance.com/personal/personal-banking/credit-cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.