Bank · FDIC insured
First Reliance Bank
A $1.1B bank headquartered in Florence, SC, with 10 branches in South Carolina.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Reliance Bank
Founded in Florence, South Carolina, in 1999, First Reliance Bank was established to improve the lives of its clients, communities, and associates.
- Headquarters
- 2170 W Palmetto St, Florence, SC 29501
- FDIC certificate
- 35214 ↗
Branches
10 branches in South Carolina
Loading map…
South Carolina
10 branches
Florence area · 2
- First Reliance BankMain office2170 W Palmetto St, Florence, SC 29501Directions
- Second Loop Branch411 2nd Loop Rd, Florence, SC 29505Directions
Myrtle Beach area · 2
- Myrtle Beach - Mayfair St Branch3842 Mayfair St, Myrtle Beach, SC 29577Directions
- Myrtle Beach Brach507 21st Ave N, Myrtle Beach, SC 29577Directions
Columbia area · 1
- Downtown Columbia Branch1901 Main St, Columbia, SC 29201Directions
Greenville area · 1
- Greenville Downtown Branch500 E Washington St, Greenville, SC 29601Directions
Lexington area · 1
- Lexington North Lake Dr Branch801 N Lake Dr, Lexington, SC 29072Directions
Mount Pleasant area · 1
- Mount Pleasant Branch800 S Shelmore Blvd, Mount Pleasant, SC 29464Directions
Simpsonville area · 1
- Simpsonville Branch150 Highway 14, Simpsonville, SC 29681Directions
West Columbia area · 1
- Sunset Blvd, West Columbia Branch2805 A Sunset Blvd, West Columbia, SC 29169Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.53% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.07% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.21% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $91 | $88 | — |
- CapitalLeverage ratio10.53%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.07%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.21%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$91Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Reliance Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.