Bank · FDIC insured
First National Community Bank
A $754.7M bank headquartered in Chatsworth, GA, with 11 branches in Georgia.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First National Community Bank
- Headquarters
- 701 N 3rd Ave, Chatsworth, GA 30705
- FDIC certificate
- 22092 ↗
Branches
11 branches in Georgia
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Georgia
11 branches
Dalton area · 4
- First National Community BankMain office701 N 3rd Ave, Chatsworth, GA 30705Directions
- Dalton Branch415 S Thornton Ave, Dalton, GA 30720Directions
- Dalton Office362 Northgate Dr, Dalton, GA 30721Directions
- Eton Branch3400 Hwy 411 North, Eton, GA 30724Directions
Atlanta area · 3
- Adairsville Branch7741 Adairsville Hwy, Adairsville, GA 30103Directions
- Cartersville Branch325 Cherokee Pl, Cartersville, GA 30121Directions
- Dallas Branch104 Village Walk, Dallas, GA 30132Directions
Rome area · 3
- Rome Branch - Broad Street501 Broad St, Rome, GA 30161Directions
- Rome Branch - Martha Berry Blvd2950 Martha Berry Hwy Ne, Rome, GA 30165Directions
- Rome Branch - Shorter Avenue2211 Shorter Ave Sw, Rome, GA 30165Directions
Calhoun area · 1
- Calhoun Branch1300 Lovers Lane Rd Se, Calhoun, GA 30701Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.92% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.43% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.90% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $83 | $81 | — |
- CapitalLeverage ratio12.92%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.43%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.90%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$83Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First National Community Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.